Faith
Purpose before pressure. We lead with integrity, service, and the belief that nothing is impossible with God.
LUKE 1:37
THE FORMULAAGENCYApply to JoinFor new and licensed agents
BUILD WITH
PURPOSE.
Training, mentorship, accountability, and a performance-based path for producers ready to grow.
Apply to Join →The Formula Agency foundation
Faith. Fitness. Finance.
We believe lasting growth starts from the inside out: grounded faith, disciplined habits, and financial stewardship that protects what matters most.
Fitness
Discipline carries over. Strong habits, energy, and personal accountability help us show up consistently for families and our team.
Finance
Protection and opportunity should create stronger households, clearer futures, and a legacy that reaches beyond today.
The opportunity
Build your business with a system behind you.
Whether you are working toward your first license or already producing, The Formula Agency is built for agents who want coaching, accountability, and a path to grow based on performance.
Apply to Join →Compensation pathway
85%starting compensationGrowth opportunity up to 140%
Compensation levels, advancement, carrier contracts, and eligibility are subject to individual production, performance, agency guidelines, and applicable agreements. No earnings are guaranteed.Production potential
$15K+Agents have the potential to produce $15K+ per monthProduction volume is not commissions or net income. Individual results vary based on factors including activity, sales, placement, persistency, expenses, and chargebacks. No level of production or earnings is guaranteed.The agent formula
What you can expect.
First six weeks of free leads
Start building activity with lead support during your first six weeks, subject to onboarding and agency eligibility.
Daily top-producer training
Learn each day from experienced producers actively succeeding in the field.
Free state licensing preparation
Get access to state licensing course preparation to help you study and prepare for your exam.
Training & mentorship
Practical coaching focused on conversations, field activity, accountability, and consistent improvement.
Carrier access
Access to multiple carriers and product categories, subject to appointment and contracting.
Performance-based growth
A compensation pathway designed to reward individual production and development.
Family First Life producer programs
Performance can open more doors.
Beyond contract growth, eligible producers may have access to additional incentive pathways tied to production quality, consistency, and team development.
LUKE 1:37Production bonus opportunities
Potential bonus consideration based on qualified issued-paid production, eligible carrier percentages, persistency, and current program rules.
Lead voucher opportunities
Eligible producer bonus levels may include lead-voucher benefits for qualifying FFL exclusive leads.
Writer-growth incentives
Additional opportunities may recognize increases in direct writers and qualifying team production.
Programs, amounts, qualifications, carrier treatment, and availability may change. Eligibility depends on good standing, production, persistency, debt status, current Family First Life guidelines, and applicable agreements. No bonus, compensation level, or earnings are guaranteed.
Agent application
Are you ready to learn the formula?
Tell us where you are now and where you want to go. We welcome both new and currently licensed agents.